Our Company

We are a specialty finance company founded in December 2006 with two primary business segments. We provide premium financing for individual life insurance policies issued by insurance companies generally rated "A+" or better by Standard & Poor's or "A" or better by A.M. Best Company at the time of the financing. We also purchase structured settlements payments backed by annuities issued by similarly rated insurance companies or their affiliates.

As part of its core philosophy Imperial is focused on:

  • High quality customer relationships and service
  • Quality of underwriting
  • Regulatory compliance
  • Asset servicing

Imperial's expertise, as annuity buyers and more, provides our clients newfound control over their previously untapped financial assets. Applying our knowledge of the latest financial instruments – including our institutional specialization in the alternative cash flow market, and strive to give our clients more power to achieve their financial objectives and better their lives.