Antony Mitchell- Chairman of the Board and Chief Executive Officer

Mr. Mitchell has served as our Chief Executive Officer since February of 2007. He has 16 years of experience in the financial industry. From 2001 to January 2007, Mr. Mitchell was Chief Operating Officer and Executive Director of Peach Holdings, Inc., a holding company which, through its subsidiaries, was a provider of specialty factoring services. Peach Holdings completed its initial public offering in March 2006 and was subsequently acquired by an affiliate of Credit Suisse in November 2006. Mr. Mitchell was also a co-founder of Singer Asset Finance Company, LLC (a subsidiary of Enhance Financial Services Group Inc.) in 1993, which was involved in acquiring insurance policies, structured settlements and other types of receivables. From June 2009 to November 2009, Mr. Mitchell was the Chair of the Board of Polaris Geothermal, Inc., which focuses on the generation of renewable energy projects. Since 2007, Mr. Mitchell has served as a director (being appointed Executive Chair of the Board of Directors in 2010) of Ram Power, a renewable energy company listed on the Toronto Stock Exchange.

Jonathan Neuman- President and Director

Mr. Neuman has been our President and Chief Operating Officer since our inception in December 2006. From June 2004 to December 2006, Mr. Neuman was a director of the Life Finance business unit of Peach Holdings, Inc. From 2000 to June 2004, he was President of CY Financial, a premium finance company. From 2001 to 2004 he acted as a consultant for Tandem Management Group, Inc., a management consulting firm. From 1999 to 2000, Mr. Neuman was the head of lottery receivables originations for Singer Asset Finance Company, LLC (a subsidiary of Enhance Financial Services Group Inc.). From 1997 to 1999, he was Chief Operating Officer of People's Lottery, a purchaser of lottery prize receivables.

David A. Buzen- Director

Mr. Buzen is the President and Chief Financial Officer of CIFG Holding Inc., an international financial guaranty insurance group, which he joined in August 2009. From April 2007 through August 2009, prior to joining CIFG Holding Inc., Mr. Buzen was the Chief Financial Officer of Churchill Financial LLC, a commercial finance and asset management company which provides senior and subordinate financing to middle market companies. From April 2005 through April 2007, he was a Managing Director of the New York branch of Depfa Bank plc., a public finance bank which in October 2007 became a wholly-owned subsidiary of Hypo Real Estate Bank. Mr. Buzen serves as Chairman of the Business School Dean's Advisory Board and is a member of the Advisory Council for the Center for Financial Markets Regulation at the University of Albany.

Michael A. Crow- Director

Mr. Crow is President and Chief Executive Officer of Ability Reinsurance (Bermuda) Limited, a life reinsurance company he founded in 2007 concentrating on long-term care and disability reinsurance. Since June 2008, Mr. Crow has also served as Vice President of Proverian Capital which underwrites life settlements. From June 1998 to March 2003, Mr. Crow served as Vice President and Senior Vice President at Centre Group in Hamilton, Bermuda, with respect to its life reinsurance and life settlement business and continued until May 2005 as an actuarial consultant advising Centre Group.

Walter M. Higgins III- Director

In 2008, Mr. Higgins retired from NV Energy, Inc. (formerly Sierra Pacific Resources), an energy and gas company listed on the New York Stock Exchange, where he served as Chairman of the Board, President and Chief Executive Officer from 1993 until January 1998 and from August 2000 until July 2007 (Chairman of the Board until July 2008). Prior to rejoining Sierra Pacific Resources in August 2000, he served as Chairman, President and Chief Executive Officer of AGL Resources, Inc. in Atlanta, Georgia, a natural gas utility and energy services holding company listed on the New York Stock Exchange and the holding company of Atlanta Gas Light Company. Mr. Higgins currently serves as a director of South Jersey Industries, a public utility holding company listed on the New York Stock Exchange, where he serves as a member of the audit and compensation committees (a former member of the governance committee), Ram Power Corporation, a geothermal power company listed on the Toronto Stock Exchange, where he is chair of the compensation committee, Aegis Insurance Services, an insurance company servicing the energy industry, Landis+Gyr, LLC, an energy management company where he serves on the executive advisory board, and TAS Energy, a manufacturer of industrial refrigeration equipment where he serves as a member of the audit committee and is the chair of the governance committee.

Robert Rosenberg- Director

From April 2003 to the present, Mr. Rosenberg has been President, Chief Executive Officer, Chief Financial Officer and a director of Insurent Agency Corporation and President and a director of its sister company, RS Reinsurance, both of which are subsidiaries of RS Holdings Corp., a Bahamas-based holding company in which Mr. Rosenberg is a shareholder and director. From March 2001 to March 2003, prior to his involvement with RS Holdings Corp., Mr. Rosenberg was Chief Financial Officer and Executive Vice President of Firebrand Financial Group, Inc., a company listed on the Over-the-Counter Bulletin Board, which provides investment banking, merchant banking, securities brokerage and asset services. From 1986 to 1997, Mr. Rosenberg served as Executive Vice President (Senior Vice President until 1990) and Chief Financial Officer of Enhance Financial Services Group Inc., a New York Stock Exchange listed company providing financial guaranty insurance and reinsurance.

A. Penn Hill Wyrough- Director

Mr. Wyrough is currently self employed as a consultant providing strategic financial advice to international companies with respect to business and investment transactions in the United States and elsewhere. From 2008 to 2009, Mr. Wyrough was Managing Director, equity capital markets, for JPMorgan Chase. From 1987 to 2008, Mr. Wyrough was Senior Managing Director, investment banking for Bear, Stearns & Co., Inc. Mr. Wyrough is a trustee and treasurer of The Masters School, Dobbs Ferry, New York.